online insurance quote
02-15-2006, 12:51 AM
#1
Registered User
Thread Starter
Join Date: Sep 2005
Posts: 3
online insurance quote
dudes, i need help ASAP. i recently checked out some quotes at http://www.oneshopinsurance.com they have a couple of companies here so it's cool. i'm getting one first week of March. what are you guys using? any suggestions/inputs will be greatly appreciated. thanks.
denver
denver
02-15-2006, 08:38 AM
#3
The Evil Twin
Join Date: Mar 2001
Location: Seattle, WA
Posts: 9,294
I have Esurance now. STAY AWAY FROM ESURANCE!!! 
Geico isn't too bad, especially if all you have is liability. I did have a claim with them once and had no complaints.
I have never seen any company that would insure even my truck with just liability for as low as $50 a month... that is so cheap...
Geico isn't too bad, especially if all you have is liability. I did have a claim with them once and had no complaints.
I have never seen any company that would insure even my truck with just liability for as low as $50 a month... that is so cheap...
02-15-2006, 12:02 PM
#5
Originally Posted by Bleach
I have never seen any company that would insure even my truck with just liability for as low as $50 a month... that is so cheap...
Yep, I've never found a quote cheaper either. My dad was in the Millitary, so we got USAA auto ins, but I think anyone can join now.
02-15-2006, 12:17 PM
#6
The Evil Twin
Join Date: Mar 2001
Location: Seattle, WA
Posts: 9,294
I got a low quote. Then a few weeks later they jacked my price up. well, actually twice for two separate things they supposivly found in my record. I proved both wrong. So then they dropped my rates back down part way but not to what they originally quoted me. In the mean time I'm out the extra money they stole from my account because its all setup for auto withdrawl. Their employees are morons and don't know what is going on down there.
I have no tickets and no accidents ever. (the one claim I had with Geico was my ex-wife's fault and is not on my record) They wanted $130 a month for liability on a Datsun truck and full on a 280ZX. I live in the same state as you. I really don't see how my rates can be so much higher. Right now I'm paying about $72 a month just for liability on the 280ZX. I can't switch back to Geico right now because Geico now wants half of the first 6 month policy up front... I just got screwed by esurance so money is really tight. I ended up paying approx $150/mon for 2 months of liability on one stupid $1000 Datsun truck because of their incomitance.
I dread ever having to actually have a claim with that company. I'm sure a $500 claim would bump my rates up to $200 a month. Plus, their website has fewer features than Geico. I have to make updates online, then call in to customer service to make detail changes. Only certain features work. Geico was 100% automated. I only switched because esurance promised slightly lower rates, and I only have liability insurance anyway.
I have no tickets and no accidents ever. (the one claim I had with Geico was my ex-wife's fault and is not on my record) They wanted $130 a month for liability on a Datsun truck and full on a 280ZX. I live in the same state as you. I really don't see how my rates can be so much higher. Right now I'm paying about $72 a month just for liability on the 280ZX. I can't switch back to Geico right now because Geico now wants half of the first 6 month policy up front... I just got screwed by esurance so money is really tight. I ended up paying approx $150/mon for 2 months of liability on one stupid $1000 Datsun truck because of their incomitance.
I dread ever having to actually have a claim with that company. I'm sure a $500 claim would bump my rates up to $200 a month. Plus, their website has fewer features than Geico. I have to make updates online, then call in to customer service to make detail changes. Only certain features work. Geico was 100% automated. I only switched because esurance promised slightly lower rates, and I only have liability insurance anyway.
02-15-2006, 01:09 PM
#7
The Cake Is A Lie!
Join Date: May 2003
Location: WA
Posts: 5,690
that is weird. you are over 25 too, i'm not. and i would think the z32 would cost a lot more to insure than any datsuns. i do wonder about what will happen if i ever have to file a claim though. but they had the best rates, and i've used them for almost 3 years now and havent had a problem.
...Dont make me go into how much 8 criminal speeding tickets and being 21 will make you pay 
02-15-2006, 02:29 PM
#11
Registered User
Join Date: Feb 2006
Posts: 36
All insurance companies suck 
It's just a matter of finding the one that sucks the least. It's usually that you either pay more or god forbid you ever have to file a claim with one of the lower cost companies. I generally tend to go with the cheapest and just try not to hit anything 
It's just a matter of finding the one that sucks the least. It's usually that you either pay more or god forbid you ever have to file a claim with one of the lower cost companies. I generally tend to go with the cheapest and just try not to hit anything
02-15-2006, 02:45 PM
#13
Registered User
Join Date: Feb 2006
Location: Miami FL
Posts: 235
Shoot! I need help! My dad wont let me get PIP basic so I have to get Full coverage if I wanna drive my Zx daily! I didnt get a single quote under 350 a month! My damn honda friend has full coverage on his civic at only 180$ a month!
02-15-2006, 02:55 PM
#14
Originally Posted by iluvJDM
Shoot! I need help! My dad wont let me get PIP basic so I have to get Full coverage if I wanna drive my Zx daily! I didnt get a single quote under 350 a month! My damn honda friend has full coverage on his civic at only 180$ a month!
02-15-2006, 07:36 PM
#15
Doesn't post much...
Join Date: Dec 2004
Location: Escondido (San Diego) California
Posts: 3,617
Wow! I live in one of the most expensive places you can as far as car insurance goes. I pay about $150.00 per month for full coverage (up to $500,000.00) on all my cars... That includes the 280ZX, The Z32, The Porsche 930S, The PT Cruiser and the Frontier. I guess being 36, having a spotless record, married and having kids who aren't old enough to drive yet really pays off. I am also with State Farm, who accroding to most people are not known for low rates. It pays to shop around.
Rod.
Rod.
02-15-2006, 09:22 PM
#18
Registered User
Join Date: Jan 2006
Posts: 18
Most insurance companies in australia wont even give me 3rd party property insurance. I could only find 2 companies that would actually give me any insurance at all.
Comprehensive is 2300 a year for me... and atm im paying about 500$ for just 3pp a year of course... im 17 and male....
Comprehensive is 2300 a year for me... and atm im paying about 500$ for just 3pp a year
of course... im 17 and male....
02-15-2006, 09:57 PM
#19
Registered User
Thread Starter
Join Date: Sep 2005
Posts: 3
Originally Posted by Bleach
I got a low quote. Then a few weeks later they jacked my price up. well, actually twice for two separate things they supposivly found in my record. I proved both wrong. So then they dropped my rates back down part way but not to what they originally quoted me. In the mean time I'm out the extra money they stole from my account because its all setup for auto withdrawl. Their employees are morons and don't know what is going on down there.
I have no tickets and no accidents ever. (the one claim I had with Geico was my ex-wife's fault and is not on my record) They wanted $130 a month for liability on a Datsun truck and full on a 280ZX. I live in the same state as you. I really don't see how my rates can be so much higher. Right now I'm paying about $72 a month just for liability on the 280ZX. I can't switch back to Geico right now because Geico now wants half of the first 6 month policy up front... I just got screwed by esurance so money is really tight. I ended up paying approx $150/mon for 2 months of liability on one stupid $1000 Datsun truck because of their incomitance.
I dread ever having to actually have a claim with that company. I'm sure a $500 claim would bump my rates up to $200 a month. Plus, their website has fewer features than Geico. I have to make updates online, then call in to customer service to make detail changes. Only certain features work. Geico was 100% automated. I only switched because esurance promised slightly lower rates, and I only have liability insurance anyway.
I have no tickets and no accidents ever. (the one claim I had with Geico was my ex-wife's fault and is not on my record) They wanted $130 a month for liability on a Datsun truck and full on a 280ZX. I live in the same state as you. I really don't see how my rates can be so much higher. Right now I'm paying about $72 a month just for liability on the 280ZX. I can't switch back to Geico right now because Geico now wants half of the first 6 month policy up front... I just got screwed by esurance so money is really tight. I ended up paying approx $150/mon for 2 months of liability on one stupid $1000 Datsun truck because of their incomitance.
I dread ever having to actually have a claim with that company. I'm sure a $500 claim would bump my rates up to $200 a month. Plus, their website has fewer features than Geico. I have to make updates online, then call in to customer service to make detail changes. Only certain features work. Geico was 100% automated. I only switched because esurance promised slightly lower rates, and I only have liability insurance anyway.
02-16-2006, 12:54 AM
#20
Pro Pumpkin Carver
Join Date: May 2004
Location: Oakland Cali-****en-fornia
Posts: 2,160
Insurance policies . . .psh. they should call it in case sh*t happens policies. So that in case sh*t happens, you're covered. But if sh*t never happens shouldn't you get your money back?
02-16-2006, 07:38 AM
#21
Registered User
Join Date: Feb 2006
Posts: 36
Originally Posted by FubarI33t
150$ a month? geeze, Progressive wants 350$ a month for just Liability. that's the lowist online place i found, all the other's wanted over 400 a month.
EDIT: I should also note that I'm only 24 so...
Last edited by jmw.81; 02-16-2006 at 07:40 AM.
02-16-2006, 01:43 PM
#22
Registered User
Join Date: Feb 2006
Location: Miami FL
Posts: 235
Originally Posted by NismoPick
Welp... that's what happens when you are on your parents policy. Have you thought about getting your own?
02-16-2006, 01:57 PM
#23
Originally Posted by iluvJDM
Yeah I tried to but theyre making me get full coverage! Ill be happy with PIP basic but then my dad said I could get sued or sumthing? I dont know anything about insurance really.
If you get the basic, you get $3K PIP. So if you get in a huge accident & end up in the hospital for 3 months and have a $300K bill, your auto will only pay $3k. So yes, you might have the hospital put a lien on everything you own to get the bill paid. That's the only "sueing" that can happen.
02-16-2006, 02:52 PM
#25
Originally Posted by Bleach
around here hospitals do not have much power in getting back payments from people. Not like that.
How about health care? Do you have that? 300K is an awfully large bill though.
How about health care? Do you have that?
300K is an awfully large bill though. just an example.... This is what I do all day. I bill insurances here at the University of Utah Hospital. I also do accounts from Walla Walla.... Dunno how far that is from ya Bleach.
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