HipHopapatomous

I've been looking into some 1982 Datsun 280zx and I'm really set on getting one. Now I don't know much about the car or cars period but I've been trying to brush up by taking classes and working with my grandpa. Which brings me to my question, I was talking to him about getting a 280zx as my first car and he said that they are reliable but then he went on to say that the insurance would be too expensive. I always had the idea that someone in my family could buy the car and I'd pay for insurance, gas and whatnot because being a teen always raises the price. He still said that was too expensive, I haven't really looked into it but I was wondering if you 280 owners could help me out and inform me on how much you guys pay. I know that each company is different but any information would help. Thanks in advance for any replies and sorry if I put this topic in the wrong section, I'm new to the site.

NismoPick

Moved to 280zx section.

Welcome to ZDriver! I pay ~$25/mo for my Z. It all depends on WHAT insurance you have, HOW clean your record is, WHERE you live, WHAT plan you buy, etc.

Why not call around and get some quotes? That will take all of 10 minutes to do.

JoeGasm

I'm 19, single, and a college student...
I get increased premium, and all that stuff, and I pay $55

User395

I have 2 cars and I pay 60 bucks a month for both of them. I am 23 and married so, I do get that break. In GA a car 25 years or older is consided an antique, which makes the insurance cheaper. There are tons of prices breaks out there. If you have good grades in school and take a driving course that is certified by your state you can also get a price break. This all depends on you state and what insurance company you have so, listen to NismoPick and just make a ten min phone call to find out.

I am rooting for you get a 280zx, we need to keep them on the road!!

Ares

same here with 2 speeding tickets....damm mustangs.....anyway i only pay somewhere around 110 a month i thought insurence was going to be threw the roof but i was surpised.

260zturbo

well you will find in states that are cheap in insurance you will have to make up in buying your tag and keeping up with the sticker. while in other states you will pay high insurance but low price on a tag.

280zx2by2

lol hip.. hip hop... hiphopatamonois welcome to ZDriver

NismoPick

lol ... 2 ... 2 by.... 2 by 4 ....

HipHopapatomous

Thanks a lot for all the info guys. I'll definitely look into it more and do what Nismo said.

KasbeKZ

i'm in the same position you are, and i promise that the insurance can't be more than i'm paying for my z32. i'm right around $100 a month and that's almost the highest of anyone i know.

hermultra

I pay $34.83 for 100/300/100, zero deductable, and is insured for agreed value of $15,000 plus covers the first 125 miles emergancy flatbed towing.

the only catch you have to be 25yrs of age, and it can't be a daily driver

lww

That's pretty nice. Who's your carrier?

rtmorgan

if you are age 25 or older get grundy insurance


500,000 liability
full coverage
min 25,000 claind value of your car
0$ dedutable

400 year or so

WildmaN

Never heard of them...that's pretty cheap. What is their website? I just changed to another insurance company in Feb. I am now with General. Paying $51 and some change a month. With only liablilty..and one speeding ticket. I can't afford full coverage. Anyway let me know..thanks.

hermultra

HAGERTY collector car insurance... our cars would fall under classic/modified

http://www.hagerty.com/

rtmorgan

grundy.com

i am part of a local z32 group here in az and a lot of them have it!
ohh you are exempt fom emmisions too!!!

jverz

My friends get pissed at how little I pay for insurance. The ones my age live in NJ and the ones in Utah are all under 25. Plus I'm a professional driver and military: loads of discounts.

BTW, My record high was $650 a month for insurance. (Firebird, NJ, under 25, 3 speeding tickets)
Now I pay $65 a month for 3 cars in Utah and $50 a year for my bike.

NismoPick

^^^ You have USAA right?

jverz

No, Progressive. USAA can't compete with the fact that I've been with Prog for years (more discounts) plus all my friends who have USAA keep telling me horror stories about when they actually need to utilize their plans.

Plus Progressive lets me insure my Trans-AM for an appraised value and not the book.

rtmorgan

grundy has my car insured for 413 a year at a 30,000 dollar appraised value

KasbeKZ

are you kidding? there's no way. there is something wrong there.

rtmorgan

GO ONLINE AND GET A QUOTE!

i technically dont own or insure my car my g-pa does and he insures it and im a secondary driver on it.

cause im not 25 yet.
age means nothing too jut have to be 25.
the rates are based on car appraisal and libiality

Bleach

I think Seattle must have super high insurance rates.

10 years ago I was paying $120 a month for basic liability on a non-turbo 280ZX. That was a good rate then.
Since then, with a perfect record, and no tickets I could never get any insurance company to give me a rate better than $75 a month. $25 a month is ridiculous!
Granted it doesn't cost much more to add comp and collision on an older cheap car... but liability around here is expensive.
These days, at 30 years old and no tickets, I still pay about that much for full coverage on a 350Z.

Basically, it would not have mattered if I drove a 280ZX or a Datsun 210 wagon... still would have been $120/month. If I drove a TURBO z then that would have made a difference.

Niku-Sama

its part of being on the west coast
~$75/mo here full coverage (bank loan)

JoeGasm

Alright, let me throw in some more info-
I have less than 2 years driving experience, and a single male in 16-25 means I am in a high-risk group. I am a college student with good grades, so I get a discount for that. I have no tickets or the like, so I get a clean-record discount. I have medium-coverage, with $5,000 of car damage coverage (when the car cost me $600 ), and a few G's of hospital coverage, etc... Oh yeah, I'm in Cali.
I'm paying $55 dollars a month o.O